Insights

Inheritance Tax

Unspent pensions to be included in IHT from 2027

From April 2027, unspent pensions will fall within IHT, potentially raising bills and risking double taxation. Reviewing your arrangements now, from gifting and trusts to charitable giving, can help protect wealth and ensure assets pass smoothly to loved ones.

Inheritance Tax

Gen Z – betting on an inheritance – time to stand on your own two feet?

Some Gen Z and Millennials expect to use inheritance to fund retirement, but this is risky. Making pension contributions early, combining your pots and making the most of tax relief can help prepare for a more reliable financial future.

Inheritance Tax

End of tax year IHT recap – gen up on gifting allowances

IHT receipts continue to rise. Before the tax year's end, take advantage of gifting allowances to reduce your estate and minimise future IHT liabilities. Advice is essential to ensure gifts are made and evidenced in the right way.

General Financial

Family tensions over money talks – time to break the taboo

Many wealthy individuals avoid discussing finances, fearing family conflict, leading to inheritance misunderstandings. Generational differences and financial pressures, especially in regions like London, contribute to tensions. Open, honest conversations about money can reduce stress and prevent future disappointments.